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Td bank international transaction fee12/31/2023 ![]() But Varo does charge a $2.50 fee when you use an out-of-network ATM, whether in the US or abroad. You won't pay a foreign transaction fee on debit card purchases with your Varo Checking Account. TD Global Transfer C25 (20) Send wire transfer in branch for C16 (13) to another TD account. But if a foreign ATM provider charges you a fee, Robinhood won't reimburse you. The Robinhood Cash Management Account doesn't charge foreign transaction fees or out-of-network ATM fees. However, the bank doesn't reimburse any fees charged by foreign ATM providers. You don't have to pay any fees on foreign purchases or ATM transactions with a Discover Cashback Debit Account Chime doesn't refund any fees charged by foreign ATM companies, though. You won't pay foreign transaction fees with your Chime Checking Account if you have "International Transactions" turned on under your account settings. The Schwab Bank High Yield Investor Checking® Account doesn't charge a fee for ATM withdrawals or purchases abroad, and it reimburses 100% of fees charged by out-of-network ATM providers worldwide. ![]() But know that you will pay foreign transaction fees on non-360 accounts.Ĭapital One won't reimburse fees charged by a foreign ATM provider. Capital One 360Ĭapital One doesn't charge a fee for international purchases or ATM withdrawals if you use a debit card attached to a 360 account, such as Capital One 360 Checking®. ![]() ago Posted by philosophersgroove TD Bank added 3 foreign transaction fees to some cards Reported at DoC, looks like some TD Bank credit cards implemented a 3 FTF on March 31st whereas previously they had none. 1,500 USD per online transaction for Maximum Order Amounts. TD Bank added 3 foreign transaction fees to some cards : r/CreditCards r/CreditCards 2 yr. The following are TD Banks' transfer fees: 250 USD per online transaction for Minimum Order Amount each currency must be at least 25 USD. However, Betterment will reimburse any foreign transaction fees charged by Visa. A part from the TD Bank exchange rates, there are some international bank transfer fees. ![]() Your Betterment Checking Account comes with a Visa card, and Visa will charge a 1% fee when you make a purchase or use an ATM abroad. ![]() Asio for generic usb device12/31/2023 ![]() ![]() The first steps involve plugging in the device, waiting for Windows to finish loading its generic USB drivers, and installing Propagamma's ASIO driver - a simple enough process consisting of clicking 'yes' a few times. Installation on Windows XP is currently not quite as straightforward as it could be. All this comes in a lightweight, USB-powered package little larger than a Cornish pasty, with eight phono sockets in a neat row down one side, and LED activity indicators visible through the semi-transparent casing. OK, so it may not boast 24-bit converters, but Audiotrak have provided ASIO 2 drivers courtesy of German USB-meisters Propagamma, which alone cost 60 Euros in their commercial form. Priced at £100, it comes with four analogue ins and outs, plus a combined headphone socket and optical digital output. Now Audiotrak, the 'consumer' division of ESI, have come up with another, in the form of the Maya 44 USB, which joins the surround sound-orientated Maya EX and Maya EX7 in their growing USB range. If you've been looking for something to get audio in and out of a laptop computer, or you don't fancy messing about with PCI cards, you can't have helped noticing that the cheaper end of the market is dominated by USB devices, many of which offer tempting specifications for not much money. Preferably in english or german language.Laptop users on a budget can't help but be tempted by the Audiotrak Maya 44 USB's promise of four-channel analogue I/O, low-latency ASIO drivers and multi-client support for under £100. So I must have done something wrong, right?Īlso: Can everyone recommend a good tutorial about how to set up Wavelab 11? It’s totally beyond my imagination that every single Audio Editor on the market exept Wavelab does support a direct audio device selection. So is there a way to enable the regular PC audio devices in Wavelab again? I really don’t want to use ASIO any more when working with wavelab. ![]() Jez, I never expected Steinberg software becoming such a pain in the ass. Maybe it’s just me being dumb and inexperienced but: could it be?īecause after changing the ASIO driver setting one or two times or switching between Yamaha and generic either the driver or Wavelab decides to chrash, resulting in all audio device disappearing The generic ASIO driver seems to be a bit bugged as well. I tried giving it exclusive acces as being an ASIO host, but as soon as I check the relating box in the generic ASIO settings, my UR22 interface disappears from the I/O settings, which is pointless since it’s needed as output device. I get no sound.Īlso, I’d like Wavelab being able to share it’s audio device.Ĭurrently, as soon as I tab out or switch the window while Wavelab is playing music, it immideately stops playing or gets muted, which is pretty annoying. Practically it doesn’t work at all, at least for the input devices. THERE I may chose between the above mentioned stuff. The only workaround to add other devices than UR22 seems to be like choosing the generic Low Latency ASIO driver and adding some new Buses. While the Yamaha Steinberg Driver ASIO doesn’t seem to accept any other i/o devices than the UR22, which is somhow plausible, Or How about selecting my USB-Mic or virtual devices like stereomix as direct input devices? How about WASAPI, Direct sound or Realtek audio as output device? When going to Preferences/audio connection the only available audio devices areĪnd that’s it. ![]() Is there a way of simply using the PC audio devices or do I always need to go for the detour via ASIO? I’ve got some serious issues concerning Wavelab and its supported audio devices. ![]() Blender 2.8 tutorial12/31/2023 ![]() Baking turns all of the appearance bits (like colours, shadows, lighting, etc) in Blender into a 2d texture useable outside of Blender. ![]() It's unwrapping, not baking, which is needed to make a mesh textureable inworld. If I don't bake a part of my mesh creation, won't that prevent me from texturing it? And, I do appreciate your comments, even if I have to admit I don't fully understand them. You should now see the Bake section where you can bake ao etc as before. If it's set to evee set it back to cycles. That'll be the texture you're gonna bake too. Click the dot, select 'image texture', new image texture. Underneath, under base color you got a color and a dot on the right. but can someone help me with the work flow for 2.8 to second life? Must I use "cycles render" Can someone give me the work flow steps after modeling with 2.8 to get my mesh into second life and be able to texture it properly?Ĭreate a new material in 2.8 and assign it to faces the normal way. I have used cycles render before to make a photo or picture. They took away my "blender render" and I don't even know how to bake anymore. Modeling using 2.8 actually seems smoother. I have been trying to use blender 2.82 lately to learn to use it. Lastly, using "blender render", I bake the file, and then export it to second life. Then I will go into materials, and assign my faces with colors, so I can apply different textures to different faces in second life. Then I unwrap, the model as best I can, and try to ensure that it will take a texture without too much stretching.Then I will save a UV image map. My basic workflow to SL is as follows, Model and save, then scale the creation to a useful in world scale. I have been using Blender 2.79 for a couple of years now. From an image sequence to a video file.Hello everyone. The last chapter of the book shows you how to use additional tools for animation and also the rendering of an animation.
Hyde dimmable led panel light 24x2412/31/2023 ![]() If you are looking for dimmable LED panels with a daylight white light colour, then the 6000K panels are what you are looking for. The 4000K LED dimmable panels have a neutral white light colour. That's why the 4000K LED dimmable panels are a more popular option when it comes to lighting offices or classrooms. Research has shown that people can concentrate better and become less tired in brighter light. A warm white light colour is less suitable for work lighting. This is a light colour which is mainly used as atmospheric lighting, because it has a warm tone. The 3000K dimmable LED panels have a warm white light colour. The LED dimmable panels of INTOLED are available in colour temperatures 3000K, 4000K and 6000K. There is a suitable colour temperature or light colour for every type of room and environment. The dimmable LED panels of INTOLED are available in various colour temperatures. You can work undisturbed for a whole day. The LED panels dimmable from INTOLED are flicker-free. Your brain can perceive flashing lights that you cannot see with the naked eye, resulting in fatigue, poor concentration and sometimes headaches. When lighting flashes, it annoys us, even unconsciously. The lighting around us affects our well-being. In office buildings, schools, hospitals or practices, the quality of the light output is extremely important. That is exactly what you want when you want to light professional spaces. A very high light output at low energy consumption. ![]() The dimmable LED panels have an energy consumption of 36 Watt, with a luminous flux of 125 lm/W. When they are also dimmable like the INTOLED panels on this page, they are even more economical. Durable dimmable LED panelsĪ normal LED panel is already a durable lighting source. In a classroom or meeting room it is useful when the lights can be dimmed when a presentation is being held. This is where the dimmability of the LED panels comes in handy. At one moment you need more light than at the other moment. The advantage of the dimmable LED panels is that they can be adjusted to your own preference. Dimmable LED panels have a high light output at low energy consumption. INTOLED's dimmable LED panels are ideal for making an office building, school building or professional environment more sustainable. ![]() Tips to create an infographic12/31/2023 ![]() ![]() ![]() Infographics are visual creations which are built on the basis of information. Staying up to date with the graphic design trends 2019 will also help you come up with a modern and engaging design. You can easily create a collection of the designs you love.īehance is another favorite place to find inspiration and get ideas. When it comes to visual inspiration, Pinterest is probably one of the best social media platforms for the purpose. Will you be able to provide new data, or a new perspective, or perhaps, be more thorough? Browse other infographics and save everything that can be of use. Scope out the competition and consider how you would be able to bring more value to the reader. You wouldn’t want to bore your audience with a content they’ve read before, would you? So, you will certainly have to put all your creative powers into action for this. Before you start creating your piece, you will have to find out how much information on the subject exists. Making an engaging infographic is a creative process, above all. ![]() Here you can learn in detail How to Find Good Infographic Topics. From our experience, specific topics with specific target audiences lead to more conversions. Usually, the more specific the purpose, the better. Then, pick a topic that works in favor of this purpose and corresponds to your audience’s interests in the same time. Of course, an infographic can serve more than one purpose. Strengthen the customer-brand relationship, and more.Make people download a specific product.Here are some of the most popular purposes people make infographics for. What would impress, influence and touch them? How will they benefit from the information they read? Most importantly, what should they do afterwards? Clear up these questions from the beginning in order to clear up the overall concept you have on your mind.Įach infographic is unique and has unique goals. How will you spark your audience’s interest and what do you want them to do afterwards? The preparation phase will help you clear up the concept and formulate your strategy. Making an engaging infographic starts in your head. It doesn’t even start with writing your content. Making an infographic doesn’t start in Photoshop or another design software. ![]() Novena de santa marta dominadora12/31/2023 ![]() Martha of Bethany would be particularly interested in dominating a man to leave a love affair - she was a servant "she served." However, Saint Martha the Dominator, by her very name, is clearly interested in helping us achieve stronger positions in many aspects of our lives. There is also a difference in praying to a saint and petitioning a saint. I feel there might be potential conflict in which Saint you are praying to. It seemed a little odd to me when I read your post that you've been petitioning and praying for 2 years and what your results had been thus far. Saint Martha the Dominator does no such thing - she takes charge, dominates things, situations, people, especially men who have wronged women. She is the patron saint of servants, maids, housewives, cooks, etc., those in positions of subservience, who bend their backs in service to others (Mom almost always had a 2nd job cleaning houses for people). I was raised Catholic and my mother's patron saint was St. This thread is dedicated to Saint Martha the Dominator - there is a pretty big difference between the two saints. I'm trying to be straightforward so you maybe get a clearer picture of magic, how it works, what it takes, and what influences might be affecting your particular situation. Please don't misunderstand me: I'm not trying to be harsh or negative or anything like that. Magic isn't always easy the energy you put into it directly affects the outcome, even with disposal/dispersal. No one knows I'm saying a prayer in my car as I do so.) Is proximity the issue? Sometimes spellwork (and disposal of remnants) takes work. (I have had to dispose of bathwater at many a crossroads by making it look like I'm tossing the contents of a water bottle or soda cup out as I drive through an intersection. Are you worried that you'll be seen? You'd be surprised at how little people actually notice things like this. ![]() The idea is to disperse the energy in all directions. There isn't a place anywhere in your vicinity where two paths cross, forming a + ? Roadway intersections, walking or running trails at parks, dirt roads through fields or farmlands, hell, I'd probably even count places where railroad tracks cross roads as a crossroads. I am wondering if I should start the job all over (9 Tuesdays of lighting candles to Saint Martha) or if this is a sign that I should stop petitioning Saint Martha for this need altogether. That said, I know from my Art of Hoodoo Candle Magic book that usually fire hazards and broken candle holders are a sign. I went into my altar room and much to my dismay, the glass plate had SHATTERED, scorched some of the petition paper underneath, burned a hole in my altar cloth, and melted part of my altar!! However, literally NOTHING else on the altar was harmed (and there was quite a bit, including my bible and framed pictures of Saint Martha and Saint Michael). This morning I woke up and there was nothing from the home security camera so I felt OK. ![]() I should also mention last night was my last night of performing the Memphis Uncrossing Bath from Deacon Millet (thank you for posting that free spell!) so I was feeling good about my situation going forward. So going on.last night, as my Saint Martha candle was burning, and I decided to do some bibliomancy to ask about a dream I'd had the night before urging me to work with another saint/spirit (Santa Muerte), to see if I basically got spiritual laughed at (Ecclesiastes 2:2 "I said of laughter "it is mad" and of mirth "what doeth it?") so I put the idea out of my mind and instead spent a long time in prayer after that and asked God to send me a sign of where to go in my work. It actually did catch the last candle holder break and I have to say.I am glad I wasn't there in person when it happened because the hot glass shrapnel would have injured me badly if I had been. This last Tuesday I decided not to burn the candle in the usual glass candle holder (instead, a thick glass candle plate this time with a square of foil under the candle for easy clean-up) because twice now this brand of candles has caused exploding glass candle holders of various types and thicknesses! And for safety, I have a fire alarm in the room where I keep my altar and a motion-activated security camera which alerts my phone when something happens during the times my candles burn through the night or just when I'm not in the room. ![]() I use un-encased green candles that I dress with oils and herbs. Yesterday was my 9th and final Tuesday of lighting candles for Saint Martha (for domination of my troublesome ex and to prevent him getting money out of me in court). I woke up today to a strange situation and I was hoping to get some opinions. ![]() Millennial age range should be changed12/31/2023 ![]() ![]() Generation Alpha: people aged 8 or younger (born between 20)Įnd of text box 3 For the first time, baby boomers make up less than a quarter of the Canadian population.Generation Z: people aged 9 to 24 (born between 19).Generation Y (millennials): people aged 25 to 40 (born between 19).Generation X: people aged 41 to 55 (born between 19).Baby Boomer Generation: people aged 56 to 75 (born between 19).Interwar Generation: people aged 76 to 93 (born between 19).Greatest Generation: people aged 94 or older (born before 1928).The generations used in this article are as follows: The year of birth determines which generation a person belongs to.ĭepending on where they are in their life cycle, these generations also influence the economy and society not only because of their size, but also because of their distinct values and attitudes toward life. The definition used in this article is largely based on the Pew Research Center’s definition: generations are cohorts of people who have grown up in a specific social, economic and political context that can shape their view of the world. It is difficult to precisely define the term “generation” because it can have more than one meaning. In this vein, a generational perspective of demography can be very useful in understanding current and future societal changes and the prevailing consumption needs of a population, depending on the stage of life of each generation. ![]() These generations now make up a considerable share of the working-age population, leading to changes in the labour market. These generations, who are still young, are more exposed to ethnocultural, religious and gender diversity and have grown up in an interconnected technological world that has a significant impact on their values and lifestyles. Younger generations, such as millennials and Generation Z, are more educated and diverse than previous generations. This generation may redefine how retirement and end-of-life are experienced given that, compared to previous generations, it had fewer children, is working longer, and has adopted different values, such as autonomy. For example, their children may have left the parental home to live on their own. Given that the baby boomer generation is getting older and currently transitioning from the labour force to retirement, their needs are different today. The Canadian population is made up of various generations of different sizes, and each influences society according to their world view, characteristics, values and stage in their life cycle. Millennials also accounted for more than one-third (35.1%) of the downtown population of large urban centres in Canada in 2021, while baby boomers accounted for one-fifth (20.9%) of it.Millennials outnumber baby boomers in Alberta (23.3% versus 21.4%), Yukon (25.0% versus 24.2%), the Northwest Territories (25.2% versus 19.2%), and Nunavut (24.1% versus 10.6%).Millennials are the generation that accounts for the largest share of the working-age population (33.2%), or those aged 15 to 64. ![]() This increase is due to immigration, despite the impact of the COVID-19 pandemic on recent immigration. Millennials, who are those born between 19 and were between 25 and 40 years old in 2021, are the fastest-growing generation.They represent 24.9% of the Canadian population, compared with 41.7% in 1966, when they were under the age of 20. For the first time since the end of the baby boom, baby boomers-who were born between 19 and were between the ages of 56 and 75 in 2021-make up less than a quarter of the Canadian population.These changes will have significant consequences, particularly on the labour market, services to seniors, and the consumption of goods and services. ![]() Left 4 dead game play video12/30/2023 ![]() ![]() ![]() It seems that The Director has a bigger tendency to spawn idle Witches at unavoidable spots in Left 4 Dead 2, while in Left 4 Dead Witches will often spawn on open areas or alternate paths as well. These Threat spots are normally on the main path, and are always the same - no matter how many times you go through a map, Tanks and Witches can only spawn in these areas. Throughout each map there are a select number of "Threat" locations - spots, determined by the map maker, where the Director will spawn a Tank or a Witch. Witch and Tank spawns are handled very differently by the Director. Specials can spawn inside the ending Safe Room, effectively locking them inside until the Survivors open the door. This can be seen by turning on Full Captions. In Campaign mode, the Director will kill off any Special Infected that are too far from the Survivors. A higher number of Commons may exist on the map, but the Director will not spawn any more until their number is 0. Unlike Wanderers, Mobs will immediately hunt down the Survivors upon spawning.Ī maximum of 30 Commons can be spawned by the Director at any one time. However, the Director will continue to "queue" Mob Infected until the Survivors leave this spot, effectively punishing them with a larger Mob. In certain instances the Director will be unable to find a suitable spot to spawn a Mob, granting the Survivors momentary reprieve from the Horde. ![]() Mobs consist of 10 - 30 Commons, and generally spawn in intervals of 1-4 minutes (varying with difficulty). Mobs (Hordes), on the other hand, are usually spawned to the side or behind the Survivors. ![]() These Commons will "wander" (as per the name), and will rush towards and attack the survivors in a blind rage upon noticing them. Wanderers are independent Commons spawned in front of the Survivors, with the highest concentration being on the main path, but with decent amounts placed in side routes and in unreachable locations (known as background wanderers). The Director divides Commons into two types - Wanderers and Mobs. The Director categorizes enemies as Wanderers, Mobs, Specials, and Bosses. In general, the Infected are spawned out of sight from the Survivors, and are de-spawned after the Survivors move out of range (although, there are exceptions). The Director's most immediately obvious influence is of the spawning and managing of Infected.
Vegan mac and cheese12/30/2023 ![]() ![]() Even with that added sugar, this vegan mac and cheese contains less than half the sugar of boxed mac and cheese. Add more sugar when using unsweetened almond and soy milk. Adjust the amount of sugar you add depending on the non-dairy milk you choose. Adding the correct amount of sugar should be imperceptible, it shouldn’t taste "sweet". So we add a touch of sugar to bring the vegan cheese sauce more in line with a dairy cheese sauce. Most unsweetened non-dairy milks contain 0g of sugar per cup (oat milk contains 6g/cup), while dairy milk contains about 13g of sugar per cup. This vegan mac and cheese calls for a touch of added sugar. White vinegar adds a clean sharpness and tang so it’s essential to a cheese sauce that won't taste flat. ![]() As a result, there’s no roux-base, no soaking and blending cashews, and no pre-cooking cauliflower, potatoes, or carrots. Earth Island in Canada) dairy-free mozzarella shreds because it has a clean, "real cheese" flavour and it melts into a luscious sauce. For this recipe, I used Follow Your Heart (a.k.a. The trick is simple! Don’t rinse your pasta after draining it because the excess starch thickens the cheese sauce exactly the right amount.įor a classic taste and method, we’re going to add in our favourite vegan cheese shreds. The vegan cheese sauce thickens briskly and without any real “thickener”. Stir gently until the sauce thickens and the cheese melts. After that, stir in some vegan butter, non-dairy milk, vegan cheese shreds and seasonings. Boil and drain your noodles and then toss them back in the pot you cooked them in. The method is a combination of boxed mac and cheese and homemade mac and cheese. This mac and cheese recipe is perfect if you want a vegan meal you can prepare quickly (20 minutes or less) and easily (no messy blender, no extra pots). Creamy, velvety, saucy vegan mac and cheese. ![]() AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |